Fees & Payment The fee for a 50 minute psychotherapy session is $175. All fees include HST. Payment is due at the beginning of each session and may be made by e-transfer, cash or cheque made out to Zoë Ferguson. Insurance Coverage Psychotherapy services are not covered by OHIP, however, many private insurance plans cover psychotherapy services. Please check with your carrier to see if a Registered Psychotherapist is covered. Receipts are available upon request. Cancellations / Other Services Clients are required to provide a minimum of 24 hours to cancel their appointment. Cancellations less than 24 hours before your appointment time will still be charged the full session fee. Requests for administrative letters (for such things as school or work) can be accommodated for a flat fee of $100.